Who is behind Verified Pet Plans
Verified Pet Plans is an independent site run by Karol Weiher from Frankfurt (Oder), Germany. Karol is the person responsible for what is published here; the full legal details are in the Impressum.
Karol Weiher
I hold a Master's degree in Law specializing in financial law, with further training in insolvency and restructuring law, and I also work in real estate transactions. I've served on the management boards of limited liability companies and as director of a foundation — the same due-diligence mindset I bring to every guide on this site.
Why the site exists
Pet insurance is easy to buy and hard to compare. Premiums, deductibles, reimbursement rates, annual limits, waiting periods and exclusions all interact, and the cheapest monthly price is often not the cheapest year. Verified Pet Plans explains how those pieces fit together, puts them into numbers and points to the primary sources behind every figure.
What you will find here
- How pet insurance works: deductibles, reimbursement, limits and the claim process.
- Pet insurance cost: official U.S. averages for dogs and cats.
- Dog insurance and cat insurance: what the data says for each species.
- Accident-only vs accident-and-illness and waiting periods and pre-existing conditions: the two decisions that matter most.
- A free payout calculator.
- The Verified Pet Plans blog with shorter articles on pet health and pet insurance news.
How we use artificial intelligence
Like many publishers today, the author uses artificial intelligence tools to support his work, for example when researching topics, structuring and drafting text, and producing posts for the blog. AI is a tool in the workflow, not the publisher: the site is run by a real person who is responsible for what appears on it.
AI tools can make mistakes, and prices and rules change. That is why our guides cite their sources, show when they were last updated, and ask you to check the policy documents and your state department of insurance before you buy. If you find something outdated or wrong, please let us know and we will correct it.
What this site is not
Verified Pet Plans is not an insurance company, agent or broker. We do not sell insurance, we do not recommend a specific policy for your pet, and nothing here is insurance or veterinary advice. Coverage and prices depend on the insurer, your state, and your pet.
Contact
Questions, corrections or suggestions: verifiedpetplans@gmail.com. If you represent an insurer or an affiliate network, see Partner with us.